To prepare yourself as well as possible and take into account the different options (minimum amount of your pension or maximum amount), you can connect to the pension insurance website. The services allow you to do this: The following diagram allows you to discover the different scenarios of the possible retirement age. Persons born in 1969 have a minimum legal retirement age of 62 and the age of the full automatic rate is 67. 170 quarters are needed for early retirement at age 60 (178 started working before age 16) or for full retirement before age 67. To retire and therefore “liquidate your pension at the full rate” (without deduction), 2 conditions must be met: 62 is the legal age from which you are entitled to retirement if you were born after 1955. Depending on the case, however, we schematically distinguish 6 possible retirement ages with different cases. According to Echoes, the latest news of March 9, 2022 reports a possible postponement of the legal retirement age to 65. Gabriel Attal (government spokesman) confirmed that a gradual extension of the retirement age to 65 will be included in the program of candidate Emmanuel Macron. This reform would take about ten years, during which each generation would contribute another four months, and should lead to savings on pension expenditure equivalent to a deficit of €18 billion. If an employee is 70 years of age or older, their employer can automatically retire them. In this case, the procedure is simple: he must give him the legal notice, as in case of termination. The old-age pension corresponds to the compensation paid in the event of dismissal. If, at the legal age, you do not reach the number of quarters required to receive a full pension, you can decide to work: “As a father of three children, I was born in 1957 and started working in August 1971.
By the end of the year, I will include a total of 162 quarters. I want to know at what age I can retire and how the amount of my pension is calculated. The legal retirement age is set at 62, but it is also possible to retire before or after this age under certain conditions, depending on the year of birth. At what age can you retire depending on the situation? For a person born in 1965, retirement can occur at the age of 62 or at the age of 67 with the automatic age of full interest rates. For persons born in 1965, 169 quarters of early retirement (176 before the end of the 16th birthday) must be completed. or full retirement before age 67. The deadlines in this case are similar to those of a dismissal: 3 months before his birthday, the employer must send him a message asking him if he agrees to retire. If this is accepted, the employer only has to proceed with the effective retirement. In addition, the pension reform planned for France in 2022 should correct this retirement age upwards. However, to receive a full pension (without deduction), you must have contributed in a number of quarters in addition to reaching the minimum age. People born in 1966 can retire at the age of 62, this is the legal minimum age, while the automatic minimum age is set at 67. Early retirement and retirement at the full rate before the end of the 67th birthday.
Life years are possible from 169 trimesters (177 began before the age of 16). The duration of insurance required to receive a full old-age pension has just been set by decree at 166 quarters (41.5 years) for insured persons born in 1957. It is important to note that the legal minimum age does not guarantee that you will receive a full retirement pension if you do not have all the required quarters. On the other hand, leaving at the age of 67 guarantees you a full pension. Retraite.com analysis for you the possible cases of retirement From the age of 70, your employer can force you into retirement without your consent.